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Are you prepared for the future? The easiest way to get started in saving money, is to pay off debt. It’s a very simple equation : if your investment brings you 12% per annum, and your credit card costs you 15-18%, then by paying off your credit card debt, you immediately make 3% more (although you won’t see the money, of course).

There are many choices for investment available today. You know the basics : a savings or current account will bear little or no return. Other than the stock market, there are very few investments that will yield a high return. One option is Real Estate Trust Deed investment. Trust deeds will typically provide you with between 11% and 14% in annual interest.

Please note that any investment has its associated risks. Any money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. Do your homework before investing your hard-earned money.

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