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You can spend as much as you like on emergency preparedness – as long as you can afford it. Every cent that you save will go a long way. Here are 20 simple, practical Money-Saving Secrets.

Follow the advice and you could end up saving a few hundred dollars. Examples :
– pay your bills online or via direct debit
– opt for a cash-back credit card instead of one that offers rewards
– turn off the tap while brushing your teeth

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